Questions to Ask Yourself

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Are you and your business credit worthy?
-Your personal and business credit ratings will be analyzed.
What kind of money do you require?
-Short, long, intermediate term money or equity capital.
How much money do your need?
-Present exactly what you need and what it is for.
Do you have sufficient collateral?
-Your collateral must equal the loan amount at a minimum.
What are the Lender's rules?
-Ask about Loan to Value's and Debt Coverage Ratios.
What kinds of limitations will be set by you?
-Know your comfort level with rate, payment, and term.